101 Central St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 101 Central St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,811 sqft · built 1964
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,929 (2025)
Deeds & Mortgages	Feb 2021 Transfer Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00074 B:00067 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00074 B:00067 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	4,468 sqft
Basement Area	1,116 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,112 sqft (0.301 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	101 CENTRAL ST
City	ANDOVER
State	MA
Zip	01810-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	67
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2023
Census Tract	254200

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	101 CENTRAL ST, ANDOVER, MA 01810-3919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LNDG T QS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2013
Deed Sale	Oct 2, 2013
Prior Sale	Aug 31, 1995 · Amount on Record
Deed Book / Page	13654 / 234
Record Updated	Sep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 16, 2021
Property Address	101 CENTRAL ST, ANDOVER, MA 01810-3919
Document Number	16771-145
Book / Page	16771 / 145
Instrument Date	Oct 27, 2020
Instrument	5328
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CETRAL ST, ANDOVER, MA 01810-3919

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 19, 2020
Property Address	101 CENTRAL ST, ANDOVER, MA 01810-3919
Document Number	16552-65
Book / Page	16552 / 65
Instrument Date	Oct 19, 2020
Instrument	28549
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CENTRAL ST, ANDOVER, MA 01810-3919

Mortgage

Document Number	16552-68
Date	Oct 19, 2020
Book Page	16552/68
Instrument	16552

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	101 CENTRAL ST, ANDOVER, MA 01810-3919
Document Number	16172-308
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MERILINE AVE METHUEN MA 018446311, METHUEN, MA 01844-6311

Mortgage

Document Number	16172-308
Date	Jan 30, 2020
Book Page	016172/000308
Instrument	2340

Lender

Name	LNDG T QS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,929.00 (+3.74%)	$875,000 (+6.98%) Land $533,600 Building $341,400	$1,258,465
2024	$10,535.00 (+5.01%)	$817,900 (+11.37%) Land $488,800 Building $329,100
2023	$10,032.00	$734,400 Land $440,300 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures