101 Central Park Ave, Berea, KY 40403 Property Records

Madison County property record for 101 Central Park Ave, Berea, KY 40403

Property Summary

Property Type	Other
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$194,900 (Aug 2020)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0060-046F-0174`

Property Details

APN / Parcel Number

Primary APN	`0060-046F-0174`
Alternative APNs	`115752` `78850` `45102`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	45102
Street Address	101 CENTRAL PARK AVE
City	BEREA
State	KY
Zip	40403-1073
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	CENTRAL PARK LOT 174 BLK 3
Legal Block	3
Legal Lot Number	174
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11202

Owner

101 Central Park Ave is owned and occupied by an individual who bought it in August 2020.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 CENTRAL PARK AVE, BEREA, KY 40403-1073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Aug 21, 2020	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Deed Document Number	2014018571
Deed Book / Page	D00793 / 8
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 CENTRAL PARK AVE, BEREA, KY 40403-1073
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01921/443
Date	Feb 28, 2020
Book Page	M01921/443
Instrument	2014008066

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 27, 2021

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 21, 2020
Property Address	101 CENTRAL PARK AVE, BEREA, KY 40403-1073
Document Number	00D00793/8
Book / Page	D00793 / 8
Map Reference	MB P 28 PG 5
Instrument Date	Aug 11, 2020
Instrument	2014018571
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 GLADES RD, BEREA, KY 40403-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	101 CENTRAL PARK AVE, BEREA, KY 40403-1073

Mortgage

Document Number	2014018572
Date	Aug 21, 2020
Instrument	2014018572

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 101 Central Park Ave was $1,837 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 Additional exemption filed	$194,900	$194,900
2023	$1,890.00	$194,900	$194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Central Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Central Park Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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