101 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 101 Central Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 2003
Lot Size	0.216 acres (9,400 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Feb 2004)
Tax Bill	$13,065 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`50-00085-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`50-00085-0000-00001-01`
Alternative APN	`50000850000000010001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,246 sqft
Upper Floors Area	1,246 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,400 sqft (0.216 acres)
Lot Dimensions	100 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Patio Area	304 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	101 CENTRAL AVE
City	UNION BEACH
State	NJ
Zip	07735-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Block	85
Legal Lot Number	1.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6020
Census Tract	801800

Owner

101 Central Ave is owned and occupied by an individual who acquired it in August 2024.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Apr 20, 2017	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2004 · Amount on File
Deed Sale	Feb 7, 2004 · Amount on File
Deed Book / Page	8325 / 9587
Last Transfer Date	Aug 26, 2024
Transfer Doc	0097017443
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095269338
Date	Jul 13, 2021
Book Page	9526/9338
Instrument	2021107047

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0000059962
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	UNIVERSAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CENTRAL AVE UNION BEACH NJ 077352939, UNION BEACH, NJ 07735-2939

Mortgage

Document Number	0000059962
Date	Jun 18, 2018
Book Page	009292/009909
Instrument	59962

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920-0621

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 20, 2017
Property Address	101 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0000040869
Book / Page	009223 / 007222
Instrument Date	Apr 10, 2017
Instrument	40869
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CENTRAL AVE UNION BEACH NJ 077352939, UNION BEACH, NJ 07735-2939

Mortgage

Document Number	40870
Date	Apr 20, 2017
Book Page	009223/007243
Instrument	40870

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Central Ave was $13,065, up 14.5% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,700 (+6.67%) Land $226,300 Building $423,400	$649,700 (+6.67%) Land $226,300 Building $423,400
2025	$13,065.00 (+14.51%)	$609,100 Land $205,300 Building $403,800	$609,100 Land $205,300 Building $403,800
2024	$11,409.00
2023		$524,300 Land $147,100 Building $377,200	$524,300 Land $147,100 Building $377,200
2022	$10,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Central Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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