Charles County property record for 101 Centennial St, La Plata, MD 20646
| Property Type | Condominium Offices |
|---|---|
| Details | 2,461 sqft · built 2004 |
| Lot Size | 0.056 acres (2,461 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (Feb 2022) |
| Tax Bill | $6,871 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-077716 |
| Primary APN | 01-077716 |
|---|---|
| Alternative APN |
|
| Building Area | 2,461 sqft Total Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Lot Area | 2,461 sqft (0.056 acres) |
| Sewer | Connected |
|---|
| Account Number | 077716 |
|---|---|
| Street Address | 101 CENTENNIAL ST |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5975 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Condominium Offices |
| Local Zoning Code | CB |
| Legal Description | UNIT 101-2461 SQ FT TOWN OF LA PLATA CENTENNIAL OFFICE CONDO |
| Legal Subdivision | CENTENNIAL OFFICE CONDOS PH I |
| Legal Lot Number | 101 |
| Legal Unit | 101 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 851004 |
Source: Charles County records, as of October 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 101 CENTENNIAL ST UNIT 101, 101, LA PLATA, MD 20646-5975 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage MSI INC |
| Feb 3, 2022 | Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE |
| Mar 3, 2017 | Deed of Trust, Mortgage COMMUNITY BK/CHESAPEAKE |
| Mar 3, 2017 | Deed of Trust, Mortgage COMMUNITY BK/CHESAPEAKE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2004 · Amount on Record |
| Deed Document Number | 0012373350 |
| Deed Book / Page | 12373 / 350 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 101 CENTENNIAL ST # 2461, 2461, LA PLATA, MD 20646-5975 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0110300219 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 11030/219 |
| Name | MSI INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LA PLATA, MD 20646 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 3, 2022 |
| Property Address | 101 CENTENNIAL ST, LA PLATA, MD 20646-5975 |
| Document Number | 0123730350 |
| Book / Page | 12373 / 350 |
| Map Reference | MB 55 FO 181&182 |
| Instrument Date | Jan 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 CENTENNIAL ST, LA PLATA, MD 20646-5975 |
| Document Number | 0012373355 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 12373/355 |
| Name | COMMUNITY BANK OF THE CHESAPEAKE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 101 CENTENNIAL ST # 2461, 2461, LA PLATA, MD 20646-5975 |
| Document Number | 0097520517 |
| Book / Page | 009752 / 000517 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 CENTENNIAL ST #A LA PLATA MD 206465976, A, LA PLATA, MD 20646-5976 |
| Document Number | 0097520517 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 009752/000517 |
| Name | COMMUNITY BK/CHESAPEAKE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 101 CENTENNIAL ST # 2461, 2461, LA PLATA, MD 20646-5975 |
| Document Number | 0097520498 |
| Book / Page | 009752 / 000498 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 ENTENNIAL ST #A LA PLATA MD 20646, A, LA PLATA, MD 20646 |
| Document Number | 0097520498 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 009752/000498 |
| Name | COMMUNITY BK/CHESAPEAKE |
|---|---|
| Type | Bank |
| Address | WALDORF, MD 20601 |
| Amount | Amount Recorded |
|---|
Source: Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,871.00 | $455,200 Land $113,800 Building $341,400 | $455,200 Land $113,800 Building $341,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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