101 Cedar Rdg, Frankfort, KY 40601 Property Records

Franklin County property record for 101 Cedar Rdg, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	660 sqft · built 1997
Owner	2 Individual Names on File
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-40-10-001.00`

Property Details

APN / Parcel Number

Primary APN	`073-40-10-001.00`
Alternative APN	`73046`

Interior

Stories	1 Story
Building Area	660 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Garage Area	660 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	73046
Street Address	101 CEDAR RDG
City	FRANKFORT
State	KY
Zip	40601-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD RIDGE 2 LOT 121
Legal Subdivision	ARNOLD RIDGE II
Legal Lot Number	121
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1000
Census Tract	70102

Owner

101 Cedar Rdg is owned and occupied by two individuals.

Source: Franklin County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 CEDAR RDG, FRANKFORT, KY 40601-1495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Aug 14, 2020
Property Address	101 CEDAR RDG, FRANKFORT, KY 40601-1495
Document Number	00D595/550
Book / Page	D595 / 550
Map Reference	CAB D SL 287-288
Instrument Date	Aug 7, 2020
Instrument	508851
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2437 ARISTOCRACY CIRCLE, 2437, ARRIBA, CO 80804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CEDAR RDG, FRANKFORT, KY 40601-1495

Mortgage

Document Number	0000508853
Date	Aug 14, 2020
Instrument	508853

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 101 Cedar Rdg was $2,466 with a homeowner's exemption.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00	$255,000 Land $25,000 Building $230,000	$255,000 Land $25,000 Building $230,000
2023	$2,493.00 (-1.81%)	$255,000 (-)	$255,000 (-)
2022	$2,539.00 Homeowner's exemption	$255,000	$255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cedar Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cedar Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20