101 Cedar Ln, Mount Holly, NC 28120 Property Records

Gaston County property record for 101 Cedar Ln, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1981
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$2,088 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03009 06702`

Property Details

APN / Parcel Number

Primary APN	`03009 06702`
Alternative APN	`123594`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 CEDAR LN
City	MOUNT HOLLY
State	NC
Zip	28120-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	C E HUTCHISON ESTATE L 38 03 009 067 02 000
Legal Subdivision	C E HUTCHISON ESTATE
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3007
Census Tract	31101

Owner

101 Cedar Ln is owned and occupied by an individual who acquired it in December 2021.

Source: Gaston County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CEDAR LN, MOUNT HOLLY, NC 28120-1716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1986
Deed Sale	May 1, 1986
Deed Book / Page	1780 / 996
Last Transfer Date	Dec 28, 2021
Transfer Doc	0052982421
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 29, 2021
Property Address	101 CEDAR LN, MOUNT HOLLY, NC 28120-1716
Document Number	0052982421
Book / Page	5298 / 2421
Map Reference	MB 7 PG 3
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CEDAR LN, 101, MOUNT HOLLY, NC 28120-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CEDAR LN, MOUNT HOLLY, NC 28120-1716

Mortgage

Document Number	0052982424
Date	Dec 29, 2021
Instrument	5298/2424

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 101 Cedar Ln was $2,088, down 1.4% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,088.00 (-1.37%)	$208,000 (-1.38%) Land $19,000 Building $189,000
2025	$2,117.00	$210,900 Land $19,000 Building $191,900
2023	$2,140.00	$210,900 Land $19,000 Building $191,900
2021			$129,780 Land $15,000 Building $114,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cedar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20