101 Cedar Bluff Ln, Hardy, VA 24101 Property Records

Franklin County property record for 101 Cedar Bluff Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,308 sqft · built 2004
Lot Size	0.479 acres (20,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2025)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012 01-266 00`

Property Details

APN / Parcel Number

Primary APN	`012 01-266 00`
Alternative APN	`2161`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,308 sqft
Basement Area	1,256 sqft
Finished Basement	585 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,885 sqft (0.479 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	32 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2161
Street Address	101 CEDAR BLUFF LN
City	HARDY
State	VA
Zip	24101-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LYNVILLE ON THE LAKE LOT 5 SECTION 4
Legal Subdivision	LYNVILLE ON THE LAK
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1024
Census Tract	20301

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Correction Deed ACCOMODATION, ACCOMMODATION
Sep 5, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 15, 2024	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	20255796
Deed Book / Page	1234 / 543
Prior Transfer Date	Apr 12, 2024
Prior Transfer Doc	0012112279
Record Updated	Oct 29, 2026

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 30, 2025
Property Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105
Document Number	0012351001
Book / Page	1235 / 1001
Map Reference	MB 2 PG 215
Instrument Date	Sep 23, 2025
Instrument	250006367
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 5, 2025
Property Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105
Document Number	0012340543
Book / Page	1234 / 543
Map Reference	MB 2 PG 223
Instrument Date	Aug 22, 2025
Instrument	250005796
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105

Mortgage

Document Number	0250005797
Date	Sep 5, 2025
Instrument	250005797

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 15, 2024
Property Address	101 CEDAR BLUFF LN, HARDY, VA 24101-3105
Document Number	0012112279
Book / Page	1211 / 2279
Map Reference	MB 2 PG 215
Instrument Date	Apr 12, 2024
Instrument	240002084
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 DEEPWOODS RD, HARDY, VA 24101-4847

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00	$263,600 (-) Land $50,000 Building $213,600	$263,600 (-) Land $50,000 Building $213,600
2024	$1,133.00 (-4.55%)	$263,600 (+35.46%) Land $50,000 Building $213,600	$263,600 (+35.46%) Land $50,000 Building $213,600
2023	$1,187.00	$194,600 (-) Land $40,000 Building $154,600	$194,600 (-) Land $40,000 Building $154,600
2022		$194,600 Land $40,000 Building $154,600	$194,600 Land $40,000 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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