101 Cedar Ave, Atwater, CA 95301 Property Records

Merced County property record for 101 Cedar Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2021
Lot Size	0.143 acres (6,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Aug 2023)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-063-017-000`

Property Details

APN / Parcel Number

Primary APN	`003-063-017-000`
Alternative APN	`003-063-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,216 sqft (0.143 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-063-017
Street Address	101 CEDAR AVE
City	ATWATER
State	CA
Zip	95301-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	BRDWY TER LOT 12 BLK 2
Legal Subdivision	BRDWY TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2037
Census Tract	701

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CEDAR AVE, ATWATER, CA 95301-4410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2022	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 17, 2021	Trustee's Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202318163
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 4, 2023
Property Address	101 CEDAR AVE, ATWATER, CA 95301-4410
Document Number	0000018163
Map Reference	MB 13 PG 6
Instrument Date	Jul 25, 2023
Instrument	2023018163
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 CEDAR AVE, ATWATER, CA 95301-4410

Mortgage

Document Number	0000018164
Date	Aug 4, 2023
Instrument	2023018164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 28, 2022
Property Address	101 CEDAR AVE, ATWATER, CA 95301-4410
Document Number	0000004558
Map Reference	MB 13 PG 6
Instrument Date	Jan 20, 2022
Instrument	2022004558
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 CEDAR AVE, ATWATER, CA 95301-4410

Mortgage

Document Number	0000004559
Date	Jan 28, 2022
Instrument	2022004559

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Mar 17, 2021
Property Address	101 CEDAR AVE, ATWATER, CA 95301-4410
Document Number	0000011998
Map Reference	MB 13 PG 6
Instrument Date	Mar 11, 2021
Instrument	2021011998
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 TULLY RD, MODESTO, CA 95350-4063

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,634 (+2%) Land $104,040 Building $298,594
2025	$4,192.00 (+6.45%) Homeowner's exemption	$394,740 (+5.16%) Land $102,000 Building $292,740
2023	$3,938.00 (-0.56%) Homeowner's exemption	$375,360 Land $86,700 Building $288,660
2022	$3,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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