Franklin County property record for 101 Cave Run Rd, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.304 acres (13,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Feb 2026) |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Feb 2013 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-10-07-001.00 |
| Primary APN | 050-10-07-001.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,273 sqft (0.304 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Basement |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 72507 |
|---|---|
| Street Address | 101 CAVE RUN RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD PARK V LOT 111 |
| Legal Subdivision | WESTWOOD PARK V |
| Legal Lot Number | 111 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70405 |
Source: Franklin County records, as of April 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 19, 2013 | Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LOAN SERVICES INC |
| Feb 7, 2020 | Deed of Trust, Mortgage CITIZENS BANK & TRUST CO |
| Feb 26, 2026 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 24, 2020 | Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 9, 2011 | Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Deed Document Number | 2026900780 |
| Deed Book / Page | 644 / 533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1270/692 |
|---|---|
| Date | Feb 19, 2013 |
| Book Page | M1270/692 |
| Instrument | 397967 |
| Name | FIRST CHOICE LOAN SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | MORGANVILLE, NJ 07751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1522/439 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | M1522/439 |
| Instrument | 501123 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Oct 31, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 26, 2026 |
| Property Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Document Number | 00D644/533 |
| Book / Page | D644 / 533 |
| Map Reference | CAB A SL 136 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 900780 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 713 E HILL ST, LOUISVILLE, KY 40217-1137 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Document Number | 0000900783 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 900783 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 24, 2020 |
| Property Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Document Number | 00D593/200 |
| Book / Page | D593 / 200 |
| Map Reference | CAB A SL 136 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 504237 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 737 FINLEY RIDGE RD, CAMPBELLSVILLE, KY 42718-6992 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 101 CAVE RUN CT, FRANKFORT, KY 40601-3961 |
| Document Number | 0000504238 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 504238 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 9, 2011 |
| Property Address | 101 CAVE RUN RD, FRANKFORT, KY 40601-3961 |
| Document Number | 00D528/170 |
| Book / Page | D528 / 170 |
| Map Reference | CAB A SL136 |
| Instrument Date | Aug 5, 2011 |
| Instrument | 375066 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 TUSCANY LN, FRANKFORT, KY 40601-3700 |
| Name | Verified Name |
|---|---|
| Address | 101 CAVE RUN CT, FRANKFORT, KY 40601-3961 |
| Document Number | 0M1211/268 |
|---|---|
| Date | Aug 9, 2011 |
| Book Page | M1211/268 |
| Instrument | 375067 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2041 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (+0.23%) | $215,000 (-) Land $30,000 Building $185,000 | $215,000 (-) Land $30,000 Building $185,000 |
| 2023 | $2,569.00 (+0.94%) | $215,000 (-) | $215,000 (-) |
| 2022 | $2,545.00 | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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