Vance County property record for 101 Carter St, Henderson, NC 27536
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,344 sqft · built 1990 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Aug 2024) |
| Tax Bill | $1,067 (2026) |
| Deeds & Mortgages | Sep 2026 Construction Loan May 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0027 01012 |
| Primary APN | 0027 01012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Width | 95 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1038569 |
|---|---|
| Street Address | 101 CARTER ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-4900 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HR8 |
| Legal Description | 103 CARTER ST |
| Legal Subdivision | SURVEY FOR GERALD H WELLS & MARY L WELLS |
| Legal Block | 01 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 960700 |
Source: Vance County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 420 W ROCKSPRING ST, HENDERSON, NC 27536-3456 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK |
| May 15, 2023 | Warranty Deed, Transfer TRYON TITLE AGENCY LLC |
| Feb 23, 2022 | Warranty Deed, Transfer TRYON TITLE AGENCY LLC |
| Sep 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BENCHMARK COMMUNITY BANK |
| Feb 6, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on Record |
| Deed Sale | Aug 28, 2024 · Amount on Record |
| Prior Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 20242758 |
| Deed Book / Page | 1450 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 101 CARTER ST, HENDERSON, NC 27536-4900 |
| Document Number | 0000002965 |
| Book / Page | 1482 / 615 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20262965 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 420 W ROCKSPRING ST, HENDERSON, NC 27536-3456 |
| Document Number | 0000002965, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 1482/615 |
| Instrument | 20262965 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | May 15, 2023 |
| Property Address | 101 CARTER ST, HENDERSON, NC 27536-4900 |
| Document Number | 001432/181 |
| Book / Page | 1432 / 181 |
| Instrument Date | May 12, 2023 |
| Instrument | 1731 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | TRYON TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 76, BUTNER, NC 27509-0076 |
| Name | Verified Name |
|---|---|
| Address | 4030 WAKE FOREST RD, RALEIGH, NC 27609-0010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Feb 23, 2022 |
| Property Address | 101 CARTER ST, HENDERSON, NC 27536-4900 |
| Document Number | 0001412/44 |
| Book / Page | 1412 / 44 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 787 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5935 RALEIGH RD, 5935, KITTRELL, NC 27544-9788 |
| Name | Verified Name |
|---|---|
| Address | 101 CARTER ST # 103, 103, HENDERSON, NC 27536-4900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 101 CARTER ST, HENDERSON, NC 27536-4900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1349/0379 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 1349/0379 |
| Instrument | 03537 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, NC 27536 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Feb 6, 2018 |
| Property Address | 101 CARTER ST, HENDERSON, NC 27536-4900 |
| Document Number | 1339/0340 |
| Book / Page | 1339 / 0340 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 00478 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 438, ROLESVILLE, NC 27571-0438 |
| Name | Verified Name |
|---|---|
| Address | 5935 RALEIGH RD, KITTRELL, NC 27544-9788 |
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,067.00 (-21.49%) | $78,344 (-) Land $8,232 Building $70,112 | $78,344 (-) Land $8,232 Building $70,112 |
| 2025 | $1,359.00 (+31.05%) | $78,344 (+61.18%) Land $8,232 Building $70,112 | $78,344 (+61.18%) Land $8,232 Building $70,112 |
| 2023 | $1,037.00 | $48,606 Land $7,182 Building $41,424 | $48,606 Land $7,182 Building $41,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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