101 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 101 Caroline St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details5 bd · 8 ba · 6,528 sqft · built 2000
Lot Size1.38 acres (60,461 sqft)
Owner2 Individual Names on Record
Tax Bill$13,401 (2026)
Deeds & MortgagesMar 2021 Refinance
Jan 2017 Mortgage
APN7789-31-5741

Property Details

APN / Parcel Number

Primary APN7789-31-5741
Alternative APNs
  • 0002
  • 2

Interior

Bedrooms5 Beds
Full Baths8 Baths
Half Baths2 Half Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area6,528 sqft Living Area
1st Floor Area4,334 sqft
Basement Area379 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleCustom Design
Exterior MaterialOther
Foundation TypeMasonry
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area60,461 sqft (1.38 acres)
TerrainRolling
Garage TypeMixed
Garage Area465 sqft
CarportCarport
Carport Area1,193 sqft
Parking Spaces22 Parking Spaces
PorchPorch
Porch Area508 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2
Old Parcel Number0002
Street Address101 CAROLINE ST
CityFREDERICKSBURG
StateVA
Zip22401-6103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description1.388 AC PT LT 2 BL 2-101 WHARF
Legal Block2
Legal Lot Number2
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group3
Census Block3000
Census Tract400

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address101 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC UNION BANK
Jan 13, 2017Deed of Trust, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2002
Deed SaleOct 7, 2002
Deed Document Number20022604
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address101 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202101094
DateMar 22, 2021
Instrument202101094
Lender
NameATLANTIC UNION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address101 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Document Number170000137
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 CAROLINE ST FREDERICKSBURG VA 224016103, FREDERICKSBURG, VA 22401-6103

Mortgage

Document Number170000137
DateJan 19, 2017
Instrument137
Lender
NameBRANCH BK&TR
TypeBank
Address223 NASH ST W, WILSON, NC 27893-3801
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,401.00 (-11.28%)$1,654,500 (-2.51%) Land $550,000 Building $1,104,500$1,654,500 (-2.51%) Land $550,000 Building $1,104,500
2024$15,104.00$1,697,100 Land $550,000 Building $1,147,100$1,697,100 Land $550,000 Building $1,147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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