101 Cardinal Cv, Irmo, SC 29063 Property Records

Richland County property record for 101 Cardinal Cv, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 2018
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (May 2016)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02308-02-01`

Property Details

APN / Parcel Number

Primary APN	`02308-02-01`
Alternative APNs	`R02308-02-01` `00012257`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,460 sqft Heated Area
Gross Area	1,916 sqft
1st Floor Area	891 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Porch	Slab
Porch Area	742 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00012257
Street Address	101 CARDINAL CV
City	IRMO
State	SC
Zip	29063-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 1-A 131.7X155.8X123.3X188.4 #SU #PR X-420 50-6192 RB27-811
Legal Subdivision	VARNUM M WELLS
Legal Lot Number	1
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1000
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 CARDINAL CV, IRMO, SC 29063-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	201634058
Deed Book / Page	2112 / 2410
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0013073766
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	101 CARDINAL CV, IRMO, SC 29063-8741
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027230329
Date	Mar 8, 2022
Book Page	2723/329
Instrument	2022013424

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 5, 2018
Property Address	101 CARDINAL CV, IRMO, SC 29063-8741
Book / Page	002284 / 002817
Instrument Date	Feb 26, 2018
Instrument	13080
Transaction Type	Construction Loan
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CARDINAL CV IRMO SC 29063, IRMO, SC 29063

Mortgage

Document Number	2284/2817
Date	Mar 5, 2018
Book Page	002284/002817
Instrument	13080

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (+18.3%)	$212,300 (-)	$298,900 (-) Land $50,000 Building $248,900
2024		$212,300 (+2,775.14%)	$298,900 (+61.92%) Land $50,000 Building $248,900
2023	$1,623.00 (+0.62%)	$7,384 (+0.05%)	$184,600 (-)
2021	$1,613.00	$7,380	$184,600 Land $43,200 Building $141,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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