101 Cardinal Cir, Brandon, MS 39047 Property Records

Rankin County property record for 101 Cardinal Cir, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,892 sqft · built 1975
Owner	2 Individual Names on Record
Tax Bill	$2,474 (2024)
Deeds & Mortgages	Nov 2021 Refinance May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`H12H000002 00200`

Property Details

APN / Parcel Number

Primary APN	`H12H000002 00200`
Alternative APN	`27830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,892 sqft Adjusted Area
1st Floor Area	2,705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Deck Area	224 sqft
Patio Area	596 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	27830
Street Address	101 CARDINAL CIR
City	BRANDON
State	MS
Zip	39047-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, AUDUBON POINT S/D, PART 1 DB 274 PG 62 0083071
Legal Range	03
Legal Township	06
Legal Section	08
Legal Subdivision	AUDUBON POINT S/D
Legal Lot Number	20
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	20209

Owner

Source: Rankin County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CARDINAL CIR, BRANDON, MS 39047-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020
Deed Sale	Jul 27, 2020
Deed Document Number	0202014552
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	101 CARDINAL CIR, BRANDON, MS 39047-6418
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014804
Date	Nov 9, 2021
Book Page	3021/14804

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	101 CARDINAL CIR, BRANDON, MS 39047-6418
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050132
Date	May 10, 2022
Book Page	3022/50132

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,437 (+20.41%)
2024	$2,474.00 (+107.9%)		$243,840 (+20.41%) Land $75,000 Building $168,840
2023		$20,295
2021			$202,510 Land $75,000 Building $127,510
2019	$1,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1980–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRVWSD-PELAHATCHIE BAY state or territorial government · serves 11,790 people · EPA ID MS0610036
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS, Xfinity.

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