101 Cambridge Rd, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 101 Cambridge Rd, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,254 sqft · built 1956
Lot Size	0.275 acres (11,962 sqft)
Owner	2 Individual Names on File
Last Sale	$682,500 (Dec 2017)
Tax Bill	$15,313 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-04908-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`20-04908-0000-00006`
Alternative APNs	`2000551000000037` `200490800006`

Interior

Stories	2 Stories
Building Area	2,254 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	11,962 sqft (0.275 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000551000000037
Street Address	101 CAMBRIDGE RD
City	WESTFIELD
State	NJ
Zip	07090-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMBRIDGE ESTATES SEC 01
Legal Block	4908
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1002
Census Tract	36800

Owner

101 Cambridge Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 CAMBRIDGE RD, WESTFIELD, NJ 07090-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Sep 19, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Jun 15, 1993 · Amount on File
Deed Document Number	2017294815
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	101 CAMBRIDGE RD, WESTFIELD, NJ 07090-1749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147273195
Date	Jul 14, 2020
Book Page	14727/3195
Instrument	694789

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 20, 2017
Property Address	101 CAMBRIDGE RD, WESTFIELD, NJ 07090-1749
Document Number	0062342076
Book / Page	006234 / 002076
Instrument Date	Nov 21, 2017
Instrument	294815
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 CAMBRIDGE RD WESTFIELD NJ 070901749, WESTFIELD, NJ 07090-1749

Mortgage

Document Number	143802146
Date	Dec 20, 2017
Book Page	014380/002146
Instrument	650937

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	101 CAMBRIDGE RD, WESTFIELD, NJ 07090-1749
Document Number	0143442142
Book / Page	014344 / 002142
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CAMBRIDGE RD WESTFIELD NJ 070901749, WESTFIELD, NJ 07090-1749

Mortgage

Document Number	0143442142
Date	Oct 6, 2017
Book Page	014344/002142
Instrument	647365

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Oct 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 101 Cambridge Rd was $15,313, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,100 (-) Land $393,300 Building $274,800	$668,100 (-) Land $393,300 Building $274,800
2025	$15,313.00 (+1.78%)	$668,100 Land $393,300 Building $274,800	$668,100 Land $393,300 Building $274,800
2024	$15,045.00
2023		$668,100 Land $393,300 Building $274,800	$668,100 Land $393,300 Building $274,800
2022	$14,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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