101 Cambridge Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 101 Cambridge Ct, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,080 sqft · built 1983
Lot Size0.599 acres (26,132 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (May 2007)
Tax Bill$7,196 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 15.14-5-21

Property Details

APN / Parcel Number

Primary APN013089 15.14-5-21
Alternative APNs
  • 308901501400050210000000
  • 01501400050210000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,080 sqft Total Area
1st Floor Area2,080 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleOther
Exterior MaterialWood
Lot Area26,132 sqft (0.599 acres)
Lot Dimensions174 ft deep x 150 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501400050210000000
Street Address101 CAMBRIDGE CT
CitySCHENECTADY
StateNY
Zip12303-5059
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR15
Legal DescriptionCAMDEN WOODS LOT 101
Legal SubdivisionCAMDEN WOODS
Legal Block5
Legal Lot Number21.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3001
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2918 W LYDIUS ST, SCHENECTADY, NY 12303-4808
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2007 · Amount on Record
Deed SaleMay 22, 2007 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Document Number20079961483
Deed Book / Page2884 / 1037
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address101 CAMBRIDGE CT, SCHENECTADY, NY 12303-5059
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004573
DateMar 7, 2019
InstrumentR2019-04573
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
AddressSARATOGA SPRINGS, NY 12866
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,196.00 (+0.36%)
2025$7,170.00 (+12%)$237,000 (-) Land $47,000 Building $190,000$316,000 (+13.33%) Land $62,667 Building $253,333
2023$237,000 (-) Land $47,000 Building $190,000$278,824 (+7.06%) Land $55,294 Building $223,530
2022$237,000 Land $47,000 Building $190,000$260,440 Land $51,648 Building $208,792
2021$6,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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