St. Charles County property record for 101 Bowen Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1939 |
| Lot Size | 0.35 acres (15,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jul 2025) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 277380A000 |
| Primary APN | 277380A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,240 sqft (0.35 acres) |
| Lot Dimensions | 120 ft deep x 127 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 277380A000 |
|---|---|
| Street Address | 101 BOWEN AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-6606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | RIVERVIEW AC E 60 LOT 1 & 2 |
| Legal Subdivision | RIVERVIEW AC |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 311500 |
Source: St. Charles County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 BOWEN AVE, SAINT CHARLES, MO 63301-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Jul 14, 2025 · Amount on Record |
| Deed Document Number | 202529826 |
| Prior Transfer Date | Jul 11, 2025 |
| Prior Transfer Doc | 0000029826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 8, 2026 |
| Property Address | 101 BOWEN AVE, SAINT CHARLES, MO 63301-6606 |
| Document Number | 0000048045 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 202648045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 BOWEN AVE, SAINT CHARLES, MO 63301-6606 |
| Document Number | 0000048045, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202648045 |
| Name | COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Oct 3, 2034 |
| Max Rate | -1% |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,565 (-) | $124,027 (-) Land $1,000 Building $123,027 | |
| 2025 | $1,440.00 | $23,565 (+6.31%) | $124,027 (+6.31%) Land $1,000 Building $123,027 |
| 2023 | $22,167 | ||
| 2022 | $116,670 Land $1,000 Building $115,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 1,306 (1978–2022) |
| Claims Outside the SFHA | 57 of 1,306 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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