101 Bermuda Lake Dr, Alabaster, AL 35007 Property Records

Shelby County property record for 101 Bermuda Lake Dr, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1986
Lot Size	0.278 acres (12,124 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Sep 2025)
Tax Bill	$2,333 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232034001046107`

Property Details

APN / Parcel Number

Primary APN	`232034001046107`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Heated Area
1st Floor Area	1,392 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,124 sqft (0.278 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	128 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 BERMUDA LAKE DR
City	ALABASTER
State	AL
Zip	35007-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 BERMUDA R-2
Legal Range	03W
Legal Township	21S
Legal Section	03
Legal Subdivision	BERMUDA LAKE ESTATES 1ST SECTOR
Legal Block	10
Legal Lot Number	4
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2009
Census Tract	30306

Owner

101 Bermuda Lake Dr is owned by a company that bought it in September 2025 and is owner-occupied.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	109 HEATHER LN, PELHAM, AL 35124-3905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage TRUIST BANK
Sep 22, 2025	Warranty Deed, Transfer
Jan 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Nov 15, 2006
Deed Document Number	2025290280
Prior Transfer Date	Aug 6, 2001
Prior Transfer Doc	0000033858
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	101 BERMUDA LAKE DR, ALABASTER, AL 35007-6513
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336670
Date	Aug 29, 2022
Instrument	20220829000336670

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 8, 2047

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 22, 2025
Property Address	101 BERMUDA LAKE DR, ALABASTER, AL 35007-6513
Document Number	0000290280
Map Reference	MB 9 PG 98
Instrument Date	Sep 13, 2025
Instrument	20250922000290280
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72303 HWY 200, ROLAND, AR 72135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HEATHER LN, PELHAM, AL 35124-3905

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	101 BERMUDA LAKE DR, ALABASTER, AL 35007-6513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017930
Date	Jan 18, 2018
Instrument	20180118000017930

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	6-Month T-Bill

Tax Assessment & Valuation

The 2026 property tax bill for 101 Bermuda Lake Dr was $2,333 with a homeowner's exemption, up 106.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,333.00 (+106.46%) Homeowner's exemption
2025	$1,130.00 (+1.25%)	$20,940 (+1.26%)	$209,210 (+1.19%) Land $65,000 Building $144,210
2024	$1,116.00 (+5.28%) Homeowner's exemption	$20,680 (+1.37%)	$206,750 (+1.42%) Land $65,000 Building $141,750
2023	$1,060.00	$20,400	$203,850 Land $65,000 Building $138,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Bermuda Lake Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1979–2021)
Claims Outside the SFHA	6 of 32
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 6 claims Severe Storms,flooding And Tornadoes, Dec 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Bermuda Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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