101 Berm Ridge Rd, Madison, MS 39110 Property Records

Madison County property record for 101 Berm Ridge Rd, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	6,921 sqft
Lot Size	4.92 acres (214,315 sqft)
Owner	Individual Name on File
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Dec 2023 Sale Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081H-28-005/04`

Property Details

APN / Parcel Number

Primary APN	`081H-28-005/04`
Alternative APNs	`081H-28-005/04.00` `46950`

Interior

Building Area	6,921 sqft Adjusted Area

Exterior

Lot Area	214,315 sqft (4.92 acres)

Location & Zoning

Account Number	46950
Old Parcel Number	081H-28 -005/04.00
Street Address	101 BERM RIDGE RD
City	MADISON
State	MS
Zip	39110-7792
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R3
Legal Description	LOT 1 ANNANDALE PARK -4.92AC-
Legal Range	01E
Legal Township	08N
Legal Section	28
Legal Subdivision	ANNANDALE PARK
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	30301

Owner

Source: Madison County records · APN 081H-28-005/04

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer COVENANT TITLE, COVENANT TITLE LLC
Sep 21, 2020	Deed of Trust, Mortgage HANCOCK WHITNEY BK
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BK
Oct 09, 2019	Grant Deed, Mortgage · Line of Credit RIVERHILLS BK NA
Jan 16, 2018	Warranty Deed, Transfer FIRST GUARANTY TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2023
Deed Sale	Dec 11, 2023
Prior Sale	Jan 16, 2018
Deed Document Number	0004393422
Deed Book / Page	4393 / 422
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 11, 2023
Property Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Document Number	004393/423
Book / Page	4393 / 423
Map Reference	CAB E SL 38B
Instrument Date	Dec 02, 2023
Instrument	995852
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 HINDSDALE CT, MADISON, MS 39110-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 BERM RIDGE RD, MADISON, MS 39110-7792

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Document Number	0000906305
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 BERM RIDGE RD MADISON MS 391107792, MADISON, MS 39110-7792

Mortgage

Document Number	0000906305
Date	Sep 25, 2020
Book Page	003919/000549
Instrument	906305

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Document Number	0000906306
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 BERM RIDGE RD MADISON MS 391107792, MADISON, MS 39110-7792

Mortgage

Document Number	0000906306
Date	Sep 25, 2020
Book Page	003919/000563
Instrument	906306

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Oct 09, 2019
Property Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Book / Page	003774 / 000351
Instrument Date	Oct 03, 2019
Instrument	877381
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HARRIS CIR MADISON MS 391107041, MADISON, MS 39110-7041

Mortgage

Document Number	0000877381
Date	Oct 09, 2019
Book Page	003774/000351
Instrument	877381

Lender

Name	RIVERHILLS BK NA
Type	Bank
Address	100 FOUNTAINS BLVD, MADISON, MS 39110-6343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 08, 2020

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 16, 2018
Property Address	101 BERM RIDGE RD, MADISON, MS 39110-7792
Document Number	0000831607
Book / Page	003562 / 000444
Instrument Date	Jan 12, 2018
Instrument	831607
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	FIRST GUARANTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 EDGEWOOD DR MADISON MS 391106609, MADISON, MS 39110-6609

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 (+2.31%) Homeowner's exemption	$83,198 (+2.22%)	$831,980 (+2.22%) Land $150,000 Building $681,980
2024	$7,243.00
2023	$7,243.00 Homeowner's exemption	$81,388	$813,880 Land $150,000 Building $663,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ozborn Communications.

Based on FCC filings for 52 locations within half a mile of this property.

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