101 Benjamin St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 101 Benjamin St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1914
Lot Size	0.134 acres (5,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Sep 1985)
Tax Bill	$11,611 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00418-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`03-00418-0000-00013`
Alternative APNs	`030041800013` `4384003`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	5,828 sqft (0.134 acres)

Location & Zoning

Account Number	4384003
Street Address	101 BENJAMIN ST
City	CRANFORD
State	NJ
Zip	07016-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS/EST/BENJAMIN F HAM
Legal Block	418
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1007
Census Tract	37400

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 BENJAMIN ST, CRANFORD, NJ 07016-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1985 · Amount on Record
Deed Sale	Sep 10, 1985 · Amount on Record
Deed Book / Page	3420 / 996
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	101 BENJAMIN ST, CRANFORD, NJ 07016-2623
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149760164
Date	May 28, 2021
Book Page	14976/164
Instrument	13320

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	92789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,200 (-) Land $63,500 Building $96,700	$160,200 (-) Land $63,500 Building $96,700
2025	$11,611.00 (+6.93%)	$160,200 (-) Land $63,500 Building $96,700	$160,200 (-) Land $63,500 Building $96,700
2024	$10,859.00 (+2.52%)
2023		$160,200 Land $63,500 Building $96,700	$160,200 Land $63,500 Building $96,700
2022	$10,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	45 (1994–2025)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20