101 Belfair Ct, Berea, KY 40403 Property Records

Madison County property record for 101 Belfair Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,952 sqft
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individuals on Record
Last Sale	$30,000 (Sep 2010)
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0085-0001-0016`

Property Details

APN / Parcel Number

Primary APN	`0085-0001-0016`
Alternative APNs	`119259` `82284` `48726`

Interior

Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	48726
Street Address	101 BELFAIR CT
City	BEREA
State	KY
Zip	40403-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKLEY HALL LOT 16 PH 1
Legal Subdivision	BERKLEY HALL
Legal Phase	1
Legal Lot Number	16
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10901

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	101 BELFAIR CT, BEREA, KY 40403-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
May 25, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Deed Document Number	2010449803
Deed Book / Page	660 / 648
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 17, 2026
Property Address	101 BELFAIR CT, BEREA, KY 40403-8010
Document Number	0014356259
Book / Page	2476 / 388
Instrument Date	Jun 9, 2026
Instrument	202614356259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	101 BELFAIR CT, BEREA, KY 40403-8010

Mortgage

Document Number	0014356259,
Date	Jun 17, 2026
Book Page	2476/388
Instrument	202614356259

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 BELFAIR CT, BEREA, KY 40403-8010
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BELFAIR CT, BEREA, KY 40403-8010

Mortgage

Document Number	0M2255/548
Date	Aug 24, 2023
Book Page	M2255/548
Instrument	2014163464

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	May 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 BELFAIR CT, BEREA, KY 40403-8010
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BELFAIR CT, BEREA, KY 40403-8010

Mortgage

Document Number	00M2236/48
Date	May 25, 2023
Book Page	M2236/48
Instrument	2014147144

Lender

Name	CENTRAL BANK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,338.00 (+6.24%)	$354,000 (+9.26%)	$354,000 (+9.26%)
2023	$3,142.00	$324,000	$324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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