101 Bear Cove Ln, Arley, AL 35541 Property Records

Winston County property record for 101 Bear Cove Ln, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 5,016 sqft · built 2021
Lot Size	0.9 acres (39,204 sqft)
Owner	Trust Name on File
Tax Bill	$11,425 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37122`

Property Details

APN / Parcel Number

Primary APN	`37122`
Alternative APN	`67 20 02 10 0 200 007.024`

Interior

Full Baths	1 Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	5,016 sqft Living Area
1st Floor Area	2,289 sqft
Upper Floors Area	2,727 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	108 ft deep x 523 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,065 sqft
Utility Building	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	37122
Street Address	101 BEAR COVE LN
City	ARLEY
State	AL
Zip	35541-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BEAR BRANCH COVE SUB MB 3 PG 110 E LAKE IN SE S10 T12 R6 TRUSTEE MICHAEL BRANDON DEIHL
Legal Range	06W
Legal Township	12S
Legal Section	10
Legal Subdivision	BEAR BRANCH COVE SUB
Legal Lot Number	7
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1027
Census Tract	965503

Owner

101 Bear Cove Ln is owner-occupied and held in a trust.

Source: Winston County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	101 BEAR COVE LN, ARLEY, AL 35541-4302
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage DFT HOTELS INC
Oct 27, 2022	Deed of Trust, Mortgage · Seller Carry-Back DEIHL FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	101 BEAR COVE LN, ARLEY, AL 35541-4302
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000686/200
Date	Oct 27, 2022
Book Page	686/200

Lender

Name	DFT HOTELS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	101 BEAR COVE LN, ARLEY, AL 35541-4302
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000686/204
Date	Oct 27, 2022
Book Page	686/204

Lender

Name	DEIHL FAMILY TRUST
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 Bear Cove Ln was $11,425, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,425.00 (+7%)
2025	$10,678.00 (+6.99%)	$381,380 (+6.99%)	$1,979,100 (+11.04%) Land $323,300 Building $1,655,800
2024	$9,980.00 (+12.76%)	$356,460 (+7.65%)	$1,782,280 (+7.65%) Land $313,900 Building $1,468,380
2023	$8,851.00 (+114.93%)	$331,120 (+125.1%)	$1,655,600 (+125.09%) Land $313,900 Building $1,341,700
2022	$4,118.00	$147,100	$735,520 Land $235,400 Building $500,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Bear Cove Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Bear Cove Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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