Monroe County property record for 101 Beach Rd, Unit 309, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 6 ba · 5,187 sqft · built 2018 |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,400,000 (Oct 2018) |
| Tax Bill | $59,619 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00569471-006309 |
| Primary APN | 00569471-006309 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,187 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Roof Material | Shingle |
| Account Number | 9104266 |
|---|---|
| Street Address | 101 BEACH RD UNIT 309, 309 |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4385 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 309 121 MARINA, A CONDOMINIUM OR2905-569/717(DEC) OR2934-1238 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 RESUBD AREA A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 WASHINGTON ST, WELLESLEY HILLS, MA 02481-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Deed Document Number | 0029341238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 101 BEACH RD UNIT 309, 309, KEY LARGO, FL 33037-4385 |
| Document Number | 0030060575 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 BEACH RD #309 KEY LARGO FL 330374385, 309, KEY LARGO, FL 33037-4385 |
| Document Number | 0030060575 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 003006/000575 |
| Instrument | 2253930 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2035 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,306,594 (+5.99%) Building $9,306,594 | $13,688,896 (+55.89%) Building $13,688,896 | |
| 2023 | $59,619.00 (+1.73%) Homeowner's exemption | $8,780,884 (-) Building $8,780,884 | $8,780,884 (-) Building $8,780,884 |
| 2022 | $58,607.00 Homeowner's exemption | $8,780,884 Building $8,780,884 | $8,780,884 Building $8,780,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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