Okaloosa County property record for 101 Baywind Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,193 sqft · built 1987 |
| Lot Size | 0.616 acres (26,817 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (May 2024) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7942-3 |
| Primary APN | C56-000-596-7942-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 3,839 sqft |
| 1st Floor Area | 2,395 sqft |
| Upper Floors Area | 798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 26,817 sqft (0.616 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 101 BAYWIND DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH II AT B/B LOT 1 BLK A |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH II AT B/B |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21001 |
101 Baywind Dr is owned and occupied by two individuals who bought it in May 2024.
Source: Okaloosa County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Mar 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on File |
| Deed Sale | May 6, 2024 · Amount on File |
| Deed Document Number | 20243686117 |
| Prior Transfer Date | Mar 13, 2018 |
| Prior Transfer Doc | 0033411974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Document Number | 0003758220 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 3758220 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 6, 2024 |
| Property Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Document Number | 0003686117 |
| Map Reference | MB 10 PG 36 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 3686117 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 CEDAR RIDGE WAY, NICEVILLE, FL 32578-1121 |
| Name | Verified Name |
|---|---|
| Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Document Number | 0003686119 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 3686119 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032971357 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 3297/1357 |
| Instrument | 3131897 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 14, 2018 |
| Property Address | 101 BAYWIND DR, NICEVILLE, FL 32578-4801 |
| Document Number | 0033411974 |
| Book / Page | 003341 / 001974 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 3194370 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 101 BAYWIND DR NICEVILLE FL 325784801, NICEVILLE, FL 32578-4801 |
The 2025 property tax bill for 101 Baywind Dr was $5,998.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 | $540,542 Land $152,027 Building $388,515 | $540,542 Land $152,027 Building $388,515 |
| 2023 | $2,958.00 (+2.6%) Homeowner's exemption | $279,815 (+3%) | $527,895 (+6.1%) Land $140,543 Building $387,352 |
| 2022 | $2,883.00 Homeowner's exemption | $271,665 | $497,530 Land $133,850 Building $363,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 101 Baywind Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Baywind Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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