101 Bay Rdg, Chocowinity, NC 27817 Property Records

Beaufort County property record for 101 Bay Rdg, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,944 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jul 2024)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5684-03-0537`

Property Details

APN / Parcel Number

Primary APN	`5684-03-0537`
Alternative APN	`16534`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,944 sqft Living Area
Gross Area	2,946 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 BAY RDG
City	CHOCOWINITY
State	NC
Zip	27817-8999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BAY RIDGE EAST
Legal Subdivision	BAY RIDGE EAST
Legal Lot Number	1
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	3
Census Block	3004
Census Tract	930900

Owner

Source: Beaufort County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 BAY RDG, CHOCOWINITY, NC 27817-8999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	20243447
Deed Book / Page	2175 / 79
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	101 BAY RDG, CHOCOWINITY, NC 27817-8999
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY RDG, CHOCOWINITY, NC 27817-8999

Mortgage

Document Number	002163/214
Date	Mar 20, 2024
Book Page	2163/214
Instrument	2024001162

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Mar 10, 2023
Property Address	101 BAY RDG, CHOCOWINITY, NC 27817-8999
Document Number	002132/336
Book / Page	2132 / 336
Map Reference	CAB E SL 52-9
Instrument Date	Feb 23, 2023
Instrument	2023001132
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7046 KILLARNEY DR, FAYETTEVILLE, PA 17222-9458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY RDG, CHOCOWINITY, NC 27817-8999

Mortgage

Document Number	2023001133
Date	Mar 10, 2023
Instrument	2023001133

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 (+22.52%)	$541,178 (+66.18%) Land $59,550 Building $481,628	$541,178 (+66.18%) Land $59,550 Building $481,628
2023	$2,518.00 (+0.2%)	$325,665 (-) Land $60,000 Building $265,665
2022	$2,513.00	$325,665 Land $60,000 Building $265,665	$325,665 (-) Land $60,000 Building $265,665
2018			$325,665 Land $60,000 Building $265,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	35 (1996–2018)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOCOWINITY WATER SYSTEM serves 2,565 people · EPA ID NC0407025
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rdg

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