101 Bay Front Dr, Chapin, SC 29036 Property Records

Lexington County property record for 101 Bay Front Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,042 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Nov 2022)
Tax Bill	$984 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001134-01-115`

Property Details

APN / Parcel Number

Primary APN	`001134-01-115`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 BAY FRONT DR
City	CHAPIN
State	SC
Zip	29036-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	STONEY POINTE @ BEAR CREEK PH II LOT 87
Legal Subdivision	BEAR CREEK
Legal Lot Number	87
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

101 Bay Front Dr is owned and occupied by an individual who bought it in November 2022.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Deed Document Number	202249623
Deed Book / Page	21034 / 3410
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	2103403410
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691

Mortgage

Document Number	2104802274
Date	Mar 13, 2023
Book Page	21048/2274
Instrument	2023007972

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 14, 2022
Property Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691
Document Number	2103403410
Book / Page	21034 / 3410
Map Reference	MB 7759 PG 161
Instrument Date	Nov 7, 2022
Instrument	2022049623
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Tax	$163.80
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691

Mortgage

Document Number	2022049624
Date	Nov 14, 2022
Instrument	2022049624

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	101 BAY FRONT DR, CHAPIN, SC 29036-8691
Document Number	2086202639
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY FRONT DR CHAPIN SC 290368691, CHAPIN, SC 29036-8691

Mortgage

Document Number	2086202639
Date	Mar 17, 2020
Book Page	020862/002639
Instrument	11597

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 101 Bay Front Dr was $984, up 7.8% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+7.78%)	$5,971 (-) Land $1,072 Building $4,899
2024	$913.00 (-76.43%)	$5,971 (-) Land $1,072 Building $4,899	$149,274 (-) Land $26,788 Building $122,486
2023	$3,873.00	$5,971 Land $1,072 Building $4,899	$149,274 Land $26,788 Building $122,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Bay Front Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Bay Front Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Front Dr

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