101 Barracuda St, Destin, FL 32541 Property Records

Okaloosa County property record for 101 Barracuda St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,100 sqft · built 2000
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Mar 2018)
Tax Bill	$6,881 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6064-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6064-2`
Alternative APNs	`00-2S-22-0580-0023-0110` `22S200058000230110`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,552 sqft
Upper Floors Area	196 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	294 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	580 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 BARRACUDA ST
City	DESTIN
State	FL
Zip	32541-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 11 BLK 23
Legal Subdivision	CRYSTAL BEACH
Legal Block	23
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1013
Census Tract	23308

Owner

101 Barracuda St is owned and occupied by two individuals who bought it in March 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 BARRACUDA ST, DESTIN, FL 32541-3621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2018	Warranty Deed, Transfer CODI NANCY J LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	20183191784
Deed Book / Page	3339 / 2762
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	101 BARRACUDA ST, DESTIN, FL 32541-3621
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BARRACUDA ST, DESTIN, FL 32541-3621

Mortgage

Document Number	0035334707
Date	Mar 23, 2021
Book Page	3533/4707
Instrument	3439993

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 2, 2018
Property Address	101 BARRACUDA ST, DESTIN, FL 32541-3621
Document Number	0033392762
Book / Page	003339 / 002762
Instrument Date	Feb 15, 2018
Instrument	3191784
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	EMERALD COAST TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 BARRACUDA ST DESTIN FL 325413621, DESTIN, FL 32541-3621

Mortgage

Document Number	33392764
Date	Mar 2, 2018
Book Page	003339/002764
Instrument	3191785

Lender

Name	CODI NANCY J LIVING TRUST (LT)
Address	4421 LUKE AVE, DESTIN, FL 32541-3585

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 101 Barracuda St was $6,881 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,881.00 Homeowner's exemption	$620,046	$908,895 Land $566,284 Building $342,611
2023	$6,513.00 (+3.58%) Homeowner's exemption	$593,392 (+4.71%)	$875,443 (+12.41%) Land $513,822 Building $361,621
2022	$6,288.00 Homeowner's exemption	$566,727	$778,799 Land $467,111 Building $311,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Barracuda St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Barracuda St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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