101 Balsam Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 101 Balsam Ln, Beech Mountain, NC 28604

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 3.5 ba · 1,918 sqft · built 2008
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Oct 2022)
Tax Bill$1,862 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1941-51-2790-000

Property Details

APN / Parcel Number

Primary APN1941-51-2790-000
Alternative APNs
  • 1701533
  • 1855914

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,918 sqft Living Area
1st Floor Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleModular
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
PorchPorch
Porch Area50 sqft
Patio Area537 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1855914
Street Address101 BALSAM LN
CityBANNER ELK
StateNC
Zip28604-6091
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeBMR2
Legal DescriptionWESTRIDGE AA 396
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1006
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15006 ALEXANDER PLACE DR, HUNTERSVILLE, NC 28078-3214
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleMay 3, 2010 · Amount on Record
Deed Document Number2022725379
Deed Book / Page2302 / 896
Prior Transfer DateApr 27, 2010
Prior Transfer Doc0015080538
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 17, 2022
Property Address101 BALSAM LN, BEECH MOUNTAIN, NC 28604-6091
Document Number0023020896
Book / Page2302 / 896
Instrument DateOct 13, 2022
Instrument725379
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 480244, CHARLOTTE, NC 28269-5302

Transferred To (Grantee/Buyer)

NameVerified Name
Address15006 ALEXANDER PLACE DR, HUNTERSVILLE, NC 28078-3214

Mortgage

Document Number0000725380
DateOct 17, 2022
Instrument725380
Lender
NameLOAN PRONTO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$549,400 (-) Land $19,900 Building $529,500
2025$1,862.00 (-65.65%)$549,400 (-) Land $19,900 Building $529,500
2024$5,421.00$549,400 Land $19,900 Building $529,500
2023$549,400 Land $19,900 Building $529,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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