101 Ashton Oaks Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 101 Ashton Oaks Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,875 sqft · built 2020
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Feb 2019)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029871-0270`

Property Details

APN / Parcel Number

Primary APN	`029871-0270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,875 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,875 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	291,852 sqft (6.7 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 ASHTON OAKS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	63/92-105 RANCH CLUB AT ASHTON OAKS LOT 27 OR4679/20
Legal Range	28E
Legal Township	07S
Legal Section	17
Legal Subdivision	RANCH CLUB AT ASHTON OAKS
Legal Block	1
Legal Lot Number	27
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21004

Owner

101 Ashton Oaks Dr is owned and occupied by two individuals who bought it in February 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Nov 9, 2020	Loan Modification, Mortgage AMERIS BK
Feb 11, 2019	Warranty Deed, Transfer LAND TITLE/AMERICA INC
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	20199534
Deed Book / Page	4679 / 20
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	101 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048791779
Date	Feb 10, 2020
Book Page	4879/1779
Instrument	2020010136

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	101 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0830
Document Number	0050950187
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 ASHTON OAKS DR ST AUGUSTINE FL 320920830, ST AUGUSTINE, FL 32092-0830

Mortgage

Document Number	0050950187
Date	Nov 9, 2020
Book Page	005095/000187
Instrument	101348

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 11, 2019
Property Address	101 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0830
Document Number	0046790020
Book / Page	004679 / 000020
Instrument Date	Feb 8, 2019
Instrument	9534
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 ASHTON OAKS DR ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 29, 2017
Property Address	101 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0830
Document Number	0044280722
Book / Page	004428 / 000722
Instrument Date	Aug 24, 2017
Instrument	59884
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	277 ESMERALDA RD ST AUGUSTINE FL 320958510, ST AUGUSTINE, FL 32095-8510

Mortgage

Document Number	44280724
Date	Aug 29, 2017
Book Page	004428/000724
Instrument	59885

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 101 Ashton Oaks Dr was $6,958 with a homeowner's exemption, up 11.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,907 (+2.7%)	$920,263 (-9.18%) Land $350,000 Building $570,263
2025	$6,958.00 (+11.78%) Homeowner's exemption	$530,581 (+2.9%)	$1,013,289 (+2.53%) Land $350,000 Building $663,289
2024	$6,225.00 (+1.9%) Homeowner's exemption	$515,628 (+3%)	$988,253 (-6.03%) Land $350,000 Building $638,253
2023	$6,109.00 (+2.62%) Homeowner's exemption	$500,610 (+3%)	$1,051,705 (+72.46%) Land $324,000 Building $727,705
2022	$5,953.00 Homeowner's exemption	$486,029	$609,808 Land $162,400 Building $447,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Ashton Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ashton Oaks Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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