Frederick County property record for 101 Ashby Cir, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,180 sqft · built 2004 |
| Lot Size | 0.43 acres (18,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Jul 2016) |
| Tax Bill | $1,869 (2026) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A088A-6-133 |
| Primary APN | 18A088A-6-133 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 3,827 sqft |
| 1st Floor Area | 976 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,944 sqft (0.43 acres) |
| Terrain | Wooded |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 21 sqft |
| Deck Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8002926 |
|---|---|
| Street Address | 101 ASHBY CIR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L133 P6 S.8A |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 6 |
| Legal Lot Number | 133 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 50300 |
101 Ashby Cir is owned and occupied by an individual who acquired it in February 2017.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 ASHBY CIR, CROSS JUNCTION, VA 22625-2559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 15, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on File |
| Deed Sale | Jul 8, 2016 · Amount on File |
| Prior Sale | Feb 17, 2005 · Amount on File |
| Deed Document Number | 20166353 |
| Last Transfer Date | Feb 10, 2017 |
| Transfer Doc | 0000001674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 101 ASHBY CIR, CROSS JUNCTION, VA 22625-2559 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000175 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 250000175 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 15, 2017 |
| Property Address | 101 ASHBY CIR, CROSS JUNCTION, VA 22625-2559 |
| Document Number | 0000001674 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 1674 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 ASHBY CIR CROSS JUNCTION VA 226252559, CROSS JUNCTION, VA 22625-2559 |
The 2026 property tax bill for 101 Ashby Cir was $1,869, up 10.5% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,869.00 (+10.46%) | $352,600 Land $58,000 Building $294,600 | $352,600 Land $58,000 Building $294,600 |
| 2025 | $1,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Ashby Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Ashby Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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