101 Apple Tree Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 101 Apple Tree Ct, Frankfort, KY 40601

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.25 acres (54,624 sqft)
Owner	2 Trust Names on File
Last Sale	$67,250 (Oct 2025)
Tax Bill	$377 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-00-00-075.16`

Property Details

APN / Parcel Number

Primary APN	`012-00-00-075.16`
Alternative APNs	`45255` `81101`

Exterior

Lot Area	54,624 sqft (1.25 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Location & Zoning

Account Number	81101
Street Address	101 APPLE TREE CT
City	FRANKFORT
State	KY
Zip	40601-9016
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 20
Legal Subdivision	ORCHARD ACRES 2
Legal Lot Number	20
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3025
Census Tract	71102

Owner

101 Apple Tree Ct, residential vacant land, is held in a trust since October 2025.

Source: Franklin County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 436482, LOUISVILLE, KY 40253-6482
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Deed Document Number	2025886122
Deed Book / Page	640 / 646
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jan 14, 2025
Property Address	101 APPLE TREE CT, FRANKFORT, KY 40601-9016
Document Number	00D633/454
Book / Page	D633 / 454
Map Reference	MB 2 PG 45&46
Instrument Date	Dec 20, 2024
Instrument	861020
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOME CLOSINGS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23537, LOUISVILLE, KY 40223-0537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4373 KIDWELL LN, FT WRIGHT, KY 41017-9206

Mortgage

Document Number	0000861021
Date	Jan 14, 2025
Instrument	861021

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	10.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.37%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Max Rate	15.3%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Apple Tree Ct was $377.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00	$31,500 Land $31,500	$31,500 Land $31,500
2023	$119.00	$10,000	$10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 Apple Tree Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Apple Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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