101 Anne St, Spencer, NC 28159 Property Records

Rowan County property record for 101 Anne St, Spencer, NC 28159

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	7,230 sqft · built 1947
Lot Size	1.21 acres (52,708 sqft)
Owner	Company Name on Record
Last Sale	$2,300,000 (Jan 2022)
Tax Bill	$18,919 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038 050`

Property Details

APN / Parcel Number

Primary APN	`038 050`
Alternative APN	`6340548`

Interior

Stories	1 Story
Building Area	7,230 sqft Total Area
Gross Area	14,320 sqft
1st Floor Area	14,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	19.4 ft deep x 26.4 ft wide
Porch	Porch
Porch Area	769 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	6340548
Old Parcel Number	038 050
Street Address	101 ANNE ST
City	SPENCER
State	NC
Zip	28159-1801
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning Code	HB:HIGHWAY BUSINESS
Legal Description	L1-1.212 AC
Legal Subdivision	EARNHARDT- VOGLER ESTATES
Legal Lot Number	1
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1028
Census Tract	50700

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9268, HICKORY, NC 28603-9268
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage CELTIC BANK CORPORATION
Jan 31, 2022	Deed of Trust, Mortgage · SBA Mortgage CELTIC BANK CORPORATION
Oct 28, 2020	Grant Deed, Transfer TRUIST BK
Aug 31, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	0001393396
Deed Book / Page	1269 / 0940
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0012690940
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	101 ANNE ST, SPENCER, NC 28159-1801
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 S STATE ST 300, 300, SALT LAKE CITY, UT 84111-5314

Mortgage

Document Number	0013940096
Date	Jan 31, 2022
Book Page	1394/96

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 18, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	101 ANNE ST, SPENCER, NC 28159-1801
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013940097
Date	Jan 31, 2022
Book Page	1394/97

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 28, 2020
Property Address	101 ANNE ST, SPENCER, NC 28159-1801
Document Number	0013590736
Book / Page	001359 / 000736
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 N SALISBURY AVE SPENCER NC 281591828, SPENCER, NC 28159-1828

Mortgage

Document Number	13590735
Date	Oct 28, 2020
Book Page	001359/000735

Lender

Name	TRUIST BK
Address	CONCORD, NC 28027-7756
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 31, 2020
Property Address	101 ANNE ST, SPENCER, NC 28159-1801
Document Number	0013550605
Book / Page	001355 / 000605
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$298.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 N SALISBURY AVE SPENCER NC 281591828, SPENCER, NC 28159-1828

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$18,919.00 Additional exemption filed	$1,674,283 Land $100,716 Building $1,573,567	$1,674,283 Land $100,716 Building $1,573,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Windstream.

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