Essex County and Saugus Town property record for 101 Adams Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,781 sqft · built 1910 |
| Lot Size | 0.185 acres (8,076 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Sep 2023) |
| Tax Bill | $6,591 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0005 L:0002 |
| Primary APN | SAUG M:006-E B:0005 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 3,050 sqft |
| 1st Floor Area | 1,029 sqft |
| Basement Area | 1,503 sqft |
| Finished Basement | 945 sqft |
| Unfinished Basement | 558 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,076 sqft (0.185 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4389021 |
|---|---|
| Street Address | 101 ADAMS AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RMA LENDING LLC |
| Sep 29, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Dec 31, 1990 · Amount on Record |
| Deed Document Number | 2023647095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 4, 2026 |
| Property Address | 101 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Document Number | 0000665963 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026665963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Document Number | 0000665963, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026665963 |
| Name | RMA LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Sep 29, 2023 |
| Property Address | 101 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Document Number | 0000647095 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 647095 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ADAMS AVE, SAUGUS, MA 01906-3508 |
| Document Number | 0000647096 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 647096 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,591.00 (+6.2%) | $632,500 (+8.85%) Land $339,100 Building $292,100 | $736,927 (+11.01%) |
| 2025 | $6,206.00 (+11.44%) | $581,100 (+11.13%) Land $308,300 Building $272,800 | $663,860 |
| 2024 | $5,569.00 (+2.84%) | $522,900 (+8.73%) Land $290,600 Building $232,300 | |
| 2023 | $5,415.00 | $480,900 Land $255,400 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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