101 3rd St S, Swaledale, IA 50477 Property Records

Cerro Gordo County property record for 101 3rd St S, Swaledale, IA 50477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,515 sqft · built 1900
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2026)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Nov 2006 Line of Credit Dec 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141010600200`

Property Details

APN / Parcel Number

Primary APN	`141010600200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,515 sqft Living Area
1st Floor Area	672 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	548 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	101 3RD ST S
City	SWALEDALE
State	IA
Zip	50477-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L'S 10-11 BLK 13 SWALEDALE
Legal Range	21W
Legal Township	94N
Legal Section	10
Legal Subdivision	WALEDALE
Legal Block	13
Legal Lot Number	10,11
Jurisdiction	CERRO GORDO IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	2
Census Block	2206
Census Tract	951000

Owner

101 3rd St S is owned and occupied by an individual who bought it in March 2026.

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 3RD ST S, SWALEDALE, IA 50477-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK
Dec 7, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 29, 2006	Deed of Trust, Mortgage · ARM WELLS FARGO FINANCIAL IOWA 3 INC
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Deed Document Number	20261493
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	101 3RD ST S, SWALEDALE, IA 50477-7704
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200610149
Date	Nov 28, 2006
Instrument	2006_10149

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	101 3RD ST S, SWALEDALE, IA 50477-7704
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009/9548
Date	Dec 7, 2009
Book Page	2009/9548
Instrument	2009_09548

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2039

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	101 3RD ST S, SWALEDALE, IA 50477-7704
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200610190
Date	Nov 29, 2006
Instrument	2006_10190

Lender

Name	WELLS FARGO FINANCIAL IOWA 3 INC
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months
Min Rate At Change	3%
Index	Prime Rate
Max Rate	6%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Mar 30, 2026
Property Address	101 3RD ST S, SWALEDALE, IA 50477-7704
Document Number	02026/1493
Book / Page	2026 / 1493
Instrument Date	Mar 26, 2026
Instrument	2026-1493
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 3RD ST S, SWALEDALE, IA 50477-7704

Mortgage

Document Number	0020261494
Date	Mar 30, 2026
Instrument	2026/1494

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 101 3rd St S was $1,416.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Swaledale City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00	$85,480 Land $6,890 Building $78,590	$85,480 Land $6,890 Building $78,590
2024	$1,416.00
2023		$78,840 (+30.25%) Land $6,890 Building $71,950	$78,840 (+30.25%) Land $6,890 Building $71,950
2022	$1,218.00	$60,530 Land $4,590 Building $55,940	$60,530 Land $4,590 Building $55,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 3rd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 3rd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWALEDALE WATER SUPPLY serves 144 people · EPA ID IA1778008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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