101 3rd St, Oxford, MD 21654 Property Records

Talbot County property record for 101 3rd St, Oxford, MD 21654

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,848 sqft · built 1990
Lot Size0.234 acres (10,200 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Sep 1997)
Tax Bill$2,623 (2026)
Flood ZoneZone AE (high risk)
APN03-149676

Property Details

APN / Parcel Number

Primary APN03-149676
Alternative APNs
  • 3149676
  • 149676

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,200 sqft (0.234 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number149676
Street Address101 3RD ST
CityOXFORD
StateMD
Zip21654-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 - 10,200 SF E/S THIRD ST OXFORD
Legal SubdivisionJACKS POINT LNDG
Legal Lot Number6
JurisdictionTALBOT MD
Township / Civil Division3, TRAPPE
Census Block Group2
Census Block2016
Census Tract960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address101 3RD ST, OXFORD, MD 21654-1250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 1997 · Amount on Record
Deed SaleSep 8, 1997 · Amount on Record
Prior SaleNov 7, 1989 · Amount on Record
Deed Document Number19971090
Deed Book / Page865 / 979
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalityOxford Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,623.00 (+3.88%) Homeowner's exemption$356,600 (+20.35%) Land $104,200 Building $252,400$356,600 (+20.35%) Land $104,200 Building $252,400
2025$2,525.00 (+9.5%) Homeowner's exemption
2023$2,306.00 Homeowner's exemption$296,300 Land $104,200 Building $192,100$296,300 Land $104,200 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 282 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies305 units insured
incl. 23 condo units
Nearby Flood Claims227 (1979–2024)
Claims Outside the SFHA19 of 227
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 128 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OXFORD
serves 726 people · EPA ID MD0200005
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St

Nearby Streets

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