101 3rd St, Graceton (Homer City), PA 15748 Property Records

Indiana County property record for 101 3rd St, Graceton, PA 15748

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,064 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$1,384 (2026)
Deeds & Mortgages	May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-047-512`

Property Details

APN / Parcel Number

Primary APN	`12-047-512`
Alternative APN	`00011416`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	85 ft deep x 124 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011416
Street Address	101 3RD ST
City	GRACETON
State	PA
Zip	15748-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123.5X85 1 HO 1 GA
Jurisdiction	INDIANA PA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2106
Census Tract	961600

Owner

Source: Indiana County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 3RD ST, GRACETON, PA 15748-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	101 3RD ST, GRACETON, PA 15748-7114
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 3RD ST, GRACETON, PA 15748-7114

Mortgage

Document Number	2024344710
Date	May 2, 2024
Instrument	2024-344710

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	HOMER CITY, PA 15748

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
County Subdivision	Center Township
Unified School District	Homer-Center School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00 (+10.37%) Homeowner's exemption	$54,100 (-) Land $8,300 Building $45,800	$54,100 (-) Land $8,300 Building $45,800
2023	$1,254.00	$54,100 Land $8,300 Building $45,800
2015			$54,100 Land $8,300 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1978–2018)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL INDIANA CO WATER AUTH serves 4,920 people · EPA ID PA5320040
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Salsgiver.

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