101 2nd St, Union, IA 50258 Property Records

Hardin County property record for 101 2nd St, Union, IA 50258

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1964
Lot Size0.376 acres (16,368 sqft)
Owner2 Individual Names on Record
Last Sale$27,375 (Mar 2018)
Tax Bill$1,054 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN861921277004

Property Details

APN / Parcel Number

Primary APN861921277004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
Basement Area1,300 sqft
Unfinished Basement1,300 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,368 sqft (0.376 acres)
Lot Dimensions124 ft deep x 132 ft wide
Garage TypeMixed
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address101 2ND ST
CityUNION
StateIA
Zip50258-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK C, NORTHSIDE ADD, UNION NORTHSIDE ADD-BLOCK C LOTS 1-2
Legal SubdivisionNORTHSIDE ADD
Legal BlockC
Legal Lot Number1,2
JurisdictionHARDIN IA
Township / Civil DivisionUNION
Census Block Group4
Census Block4014
Census Tract480500

Owner

Source: Hardin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 2ND ST, UNION, IA 50258-7710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2018 · Amount on Record
Deed SaleMar 7, 2018 · Amount on Record
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN IA
Recording DateMay 7, 2026
Property Address101 2ND ST, UNION, IA 50258-7710
Instrument DateApr 30, 2026
Transaction TypeTransfer
Record UpdatedJul 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address101 2ND ST, UNION, IA 50258-7710

Mortgage

DateMay 7, 2026
Lender
NameIOWA BANKERS MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHardin County
MunicipalityUnion City
Unified School DistrictBCLUW Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,054.00 Homeowner's exemption$114,600 (+28.17%) Land $5,170 Building $109,430$114,600 (+28.17%) Land $5,170 Building $109,430
2024$1,054.00 (-26.09%)
2023$89,410 (+5.7%) Land $5,170 Building $84,240$89,410 (+5.7%) Land $5,170 Building $84,240
2022$1,426.00$84,590 Land $5,170 Building $79,420
2021$84,590 Land $5,170 Building $79,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1990–2025)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION WATER SUPPLY
serves 399 people · EPA ID IA4291038
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Heart of Iowa Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Nearby Properties on 2nd St

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