101 2nd St, Elliott, IA 51532 Property Records

Montgomery County property record for 101 2nd St, Elliott, IA 51532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,667 sqft · built 1926
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2026)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`760201330004000`

Property Details

APN / Parcel Number

Primary APN	`760201330004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Vinyl
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	101 2ND ST
City	ELLIOTT
State	IA
Zip	51532-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY ADD LT 7 & W 40' LT 8 BLK 2
Legal Subdivision	WHITNEY ADD
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	MONTGOMERY IA
Township / Civil Division	SHERMAN
Census Block Group	2
Census Block	2038
Census Tract	960100

Owner

101 2nd St is owned and occupied by an individual who bought it in September 2026.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 2ND ST, ELLIOTT, IA 51532-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · VA Mortgage CASTLE MORTGAGE
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage SAC FEDERAL CREDIT UNION
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Document Number	20261367
Deed Book / Page	2026 / 1367
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Sep 30, 2026
Property Address	101 2ND ST, ELLIOTT, IA 51532-2020
Document Number	0000001367
Book / Page	2026 / 1367
Instrument Date	Sep 23, 2026
Instrument	20261367
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,007.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 2ND ST, ELLIOTT, IA 51532-2020

Mortgage

Document Number	0000001368,
Date	Sep 30, 2026
Instrument	20261368

Lender

Name	CASTLE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	101 2ND ST, ELLIOTT, IA 51532-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000951
Date	Jun 25, 2018
Book Page	0000002018/0000000951
Instrument	000000000951

Lender

Name	SAC FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jun 25, 2018
Property Address	101 2ND ST, ELLIOTT, IA 51532-2020
Document Number	2018/950
Book / Page	2018 / 950
Instrument Date	Jun 14, 2018
Instrument	000000000950
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 2ND ST, ELLIOTT, IA 51532-2020

Tax Assessment & Valuation

The 2025 property tax bill for 101 2nd St was $2,220, down 25.3% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Elliott City
Unified School District	Griswold Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (-25.25%)	$105,460 Land $11,250 Building $94,210	$105,460 Land $11,250 Building $94,210
2024	$2,970.00
2023		$134,230 Land $5,130 Building $129,100	$134,230 Land $5,130 Building $129,100
2022	$1,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	36 (1982–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 14 claims Severe Storms, Flooding, And Tornadoes, May 2007 · 10 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLIOTT WATER SUPPLY serves 345 people · EPA ID IA6915015
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Griswold Communications Blue Surge Internet Fiber	1,000 / 500

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 2nd St

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