101 243rd St S, Hawley, MN 56549 Property Records

Clay County property record for 101 243rd St S, Hawley, MN 56549

Property Summary

Property Type	Single Family Home
Details	built 1991
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 2026)
Tax Bill	$1,868 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04.050.0170`

Property Details

APN / Parcel Number

Primary APN	`04.050.0170`

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	96,268 sqft (2.21 acres)

Location & Zoning

Street Address	101 243RD ST S
City	HAWLEY
State	MN
Zip	56549-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME AUDITORS SUB SUBDIVISIONCD 04050 LOT 17 1
Legal Range	44
Legal Township	139
Legal Section	07
Legal Subdivision	AUDITORS SUB
Legal Block	1
Legal Lot Number	17
Jurisdiction	CLAY MN
Township / Civil Division	EGLON
Census Block Group	1
Census Block	1107
Census Tract	30201

Owner

Source: Clay County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 243RD ST S, HAWLEY, MN 56549-9239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN STATE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2026866680
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 27, 2026
Property Address	101 243RD ST S, HAWLEY, MN 56549-9239
Document Number	0000866680
Instrument Date	Jul 21, 2026
Instrument	2026866680
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,994.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 243RD ST S, HAWLEY, MN 56549-9239

Mortgage

Document Number	0000866681,
Date	Jul 27, 2026
Instrument	2026866681

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 21, 2031

Interest

Rate	6.52%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	101 243RD ST S, HAWLEY, MN 56549-9239
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828457
Date	May 16, 2022
Instrument	828457

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 29, 2021
Property Address	101 243RD ST S, HAWLEY, MN 56549-9239
Document Number	0000817702
Instrument Date	May 26, 2021
Instrument	817702
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 243RD ST S, HAWLEY, MN 56549-9239

Mortgage

Document Number	0000817703
Date	Jun 29, 2021
Instrument	817703

Lender

Name	MOUNTAIN STATE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
County Subdivision	Eglon Township
Unified School District	Hawley Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+21.46%) Homeowner's exemption	$189,100 (-1.82%) Land $54,100 Building $135,000	$189,100 (-1.82%) Land $54,100 Building $135,000
2025		$192,600 (+28.92%) Land $54,100 Building $138,500	$192,600 (+28.92%) Land $54,100 Building $138,500
2023	$1,538.00 Homeowner's exemption	$149,400 Land $54,100 Building $95,300	$149,400 Land $54,100 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Red River Communications Fiber	1,000 / 1,000
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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