101 20th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 101 20th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 708 sqft · built 1918
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Mar 2021)
Tax Bill	$1,198 (2026)
Deeds & Mortgages	Mar 2024 Transfer Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-47391-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47391-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	708 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	35 ft Width
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	101 20TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 015 BLK 004 HIGHLAND PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	4
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3019
Census Tract	602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Transfer on Death Deed, Transfer
Aug 10, 2021	Quit Claim Deed, Transfer MISC COMPANY
Mar 19, 2021	Warranty Deed, Transfer MISC COMPANY
Aug 23, 2017	Warranty Deed, Transfer ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20211597360
Last Transfer Date	Jul 27, 2021
Transfer Doc	00A1610945
Record Updated	Jun 8, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 19, 2024
Property Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number	00A1669127
Instrument Date	Mar 18, 2024
Instrument	A1669127
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2021
Property Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number	00A1610945
Instrument Date	Jul 27, 2021
Instrument	A1610945
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 19, 2021
Property Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number	00A1597360
Instrument Date	Mar 16, 2021
Instrument	A1597360
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 23, 2017
Property Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number	00A1503104
Instrument Date	Aug 18, 2017
Instrument	A1503104
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 20TH AVE N, SAINT CLOUD, MN 56303-4438

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,198.00 (+18.61%)
2025		$113,700 (+1.52%) Land $25,000 Building $88,700	$113,700 (+1.52%) Land $25,000 Building $88,700
2023	$1,010.00	$112,000 Land $25,000 Building $87,000	$112,000 Land $25,000 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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