Santa Cruz County property record for 101 1st St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,713 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,000 (May 2011) |
| Tax Bill | $3,636 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 017-561-02 |
| Primary APN | 017-561-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,713 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 1ST ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 110401 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1023, CAPITOLA, CA 95010-1023 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2011 · Amount on Record |
| Deed Sale | May 23, 2011 · Amount on Record |
| Deed Document Number | 201120814 |
| Prior Transfer Date | May 19, 2011 |
| Prior Transfer Doc | 0000020815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 101 1ST ST, WATSONVILLE, CA 95076-4905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1023, CAPITOLA, CA 95010-1023 |
| Document Number | 0000041161 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021-0041161 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,304 (+2%) Land $138,782 Building $92,522 | ||
| 2025 | $3,636.00 (+13.17%) | $226,768 (+4.04%) Land $136,061 Building $90,707 | |
| 2023 | $3,213.00 (+2.19%) | $217,963 Land $130,778 Building $87,185 | $325,620 |
| 2022 | $3,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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