101 1st St, Cary, IL 60013 Property Records

McHenry County property record for 101 1st St, Cary, IL 60013

Property Summary

Property Type	Commercial
Details	4,988 sqft · built 1988
Lot Size	0.608 acres (26,501 sqft)
Owner	Company Name on Record
Last Sale	$1,375,000 (Nov 2023)
Tax Bill	$26,053 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-102-008`

Property Details

APN / Parcel Number

Primary APN	`20-18-102-008`

Interior

Stories	1 Story
Building Area	4,988 sqft Building Perimeter

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	26,501 sqft (0.608 acres)

Location & Zoning

Street Address	101 1ST ST
City	CARY
State	IL
Zip	60013-2753
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2023R0029587 LT 5 BLK 1 WEAVER ADDN
Legal Subdivision	WEAVER ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3023
Census Tract	871307

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	472 BLUE HERON CIR, BARTLETT, IL 60103-2307
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN HEARTLAND BANK & TRUST
Nov 21, 2023	Warranty Deed, Transfer · Commercial Mortgage AMERICAN HEARTLAND BANK & TRUST
Mar 12, 2019	Warranty Deed, Transfer · Commercial Mortgage AMERICAN HEARTLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	202329587
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	101 1ST ST, CARY, IL 60013-2753
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033991
Date	Jun 22, 2021
Instrument	2021R0033991

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 21, 2023
Property Address	101 1ST ST, CARY, IL 60013-2753
Document Number	0000029587
Map Reference	DOC10327 PG1 PG44
Instrument Date	Nov 14, 2023
Instrument	2023R0029587
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 E PROSPECT AVE # AVE300, AVE300, MOUNT PROSPECT, IL 60056-3251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 BLUE HERON CIR, BARTLETT, IL 60103-2307

Mortgage

Document Number	0000029588
Date	Nov 21, 2023
Instrument	2023R0029588

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 17, 2028

Interest

Rate	7.25%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 12, 2019
Property Address	101 1ST ST, CARY, IL 60013-2753
Document Number	0000006403
Map Reference	DOC 10327
Instrument Date	Mar 8, 2019
Instrument	2019R0006403
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 E PROSPECT AVE # 300, 300, MOUNT PROSPECT, IL 60056-3251

Mortgage

Document Number	0000006404
Date	Mar 12, 2019
Instrument	2019R0006404

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2024

Interest

Rate	6.05%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$26,053.00	$309,378 (+23.89%) Land $66,660 Building $242,718	$928,134 (+23.89%) Land $199,980 Building $728,154
2022		$249,729 Land $72,694 Building $177,035	$749,187 Land $218,082 Building $531,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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