Benton County property record for 101 1st Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,182 sqft · built 1906 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,500 (Jul 2023) |
| Tax Bill | $1,384 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09014600 |
| Primary APN | 09014600 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 1ST AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE LOT 6 BLK 1 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 960600 |
101 1st Ave is owned and occupied by an individual who bought it in July 2023.
Source: Benton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 1ST AVE, KEYSTONE, IA 52249-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 18, 2022 | Warranty Deed, Transfer |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | Feb 18, 2022 · Amount on File |
| Deed Document Number | 20232527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 101 1ST AVE, KEYSTONE, IA 52249-9525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000232528 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 23-2528 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Feb 18, 2022 |
| Property Address | 101 1ST AVE, KEYSTONE, IA 52249-9525 |
| Document Number | 0000220717 |
| Instrument Date | Jan 16, 2022 |
| Instrument | 22-0717 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $151.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 1ST AVE, KEYSTONE, IA 52249-9525 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 101 1ST AVE, KEYSTONE, IA 52249-9525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 204680 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 20-4680 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 101 1st Ave was $1,384.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,384.00 | $120,800 (-) Land $14,300 Building $106,500 | $120,800 (-) Land $14,300 Building $106,500 |
| 2025 | $120,800 Land $14,300 Building $106,500 | $120,800 Land $14,300 Building $106,500 | |
| 2024 | $1,436.00 | ||
| 2023 | $119,900 (+32.78%) Land $14,000 Building $105,900 | $119,900 Land $14,000 Building $105,900 | |
| 2022 | $1,212.00 Homeowner's exemption | $90,300 Land $11,200 Building $79,100 | |
| 2021 | $90,300 Land $11,200 Building $79,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 1st Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 1st Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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