Bay County property record for 101 15th St, Mexico Beach, FL 32456
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,366 sqft · built 2020 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Owner Name on File |
| Last Sale | $500,000 (Mar 2012) |
| Tax Bill | $9,760 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 04372-000-000 |
| Primary APN | 04372-000-000 |
|---|
| Total Rooms | 7 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,366 sqft Total Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 528 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 101 15TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7055 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | MB03 |
| Legal Description | MEXICO BEACH U-2 235C4 LOTS 2 & 3 BLK G ORB 3393 P 1135 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 23 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | G |
| Legal Lot Number | 2,3 3 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 600 |
The current owner of 101 15th St bought it in March 2012.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 719 HARKRIDER ST, CONWAY, AR 72032-5606 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2012 · Amount on File |
| Deed Sale | Mar 15, 2012 · Amount on File |
| Prior Sale | Jul 28, 2004 · Amount on File |
| Deed Document Number | 2012013654 |
| Deed Book / Page | 3393 / 1135 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 101 15th St was $9,760.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,760.00 | $612,004 Land $450,000 Building $162,004 | $612,004 Land $450,000 Building $162,004 |
| 2023 | $8,937.00 (+8.82%) | $583,547 (-0.26%) Land $420,000 Building $163,547 | $583,547 (-0.26%) Land $420,000 Building $163,547 |
| 2022 | $8,213.00 | $585,092 Land $420,000 Building $165,092 | $585,092 Land $420,000 Building $165,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 15th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Xfinity.
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