101 15th St, Cloquet, MN 55720 Property Records

Carlton County property record for 101 15th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,480 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2024)
Tax Bill	$2,202 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-110-2140`

Property Details

APN / Parcel Number

Primary APN	`06-110-2140`
Alternative APN	`2100`

Exterior

Lot Area	7,480 sqft (0.171 acres)

Location & Zoning

Account Number	2100
Street Address	101 15TH ST
City	CLOQUET
State	MN
Zip	55720-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF CLOQUET DIXONS ADDITION
Legal Subdivision	DIXONS ADDITION
Legal Block	8
Legal Lot Number	10
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	4
Census Block	4038
Census Tract	70100

Owner

101 15th St is owned and occupied by two individuals who bought it in August 2024.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 15TH ST, CLOQUET, MN 55720-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHWOODS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jan 29, 2013 · Amount on File
Deed Document Number	20241688759
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000494413
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	101 15TH ST, CLOQUET, MN 55720-1909
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000524117
Date	Nov 7, 2025
Instrument	A000524117

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 5, 2020
Property Address	101 15TH ST, CLOQUET, MN 55720-1909
Document Number	A000494413
Instrument Date	Sep 29, 2020
Instrument	A000494413
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 15TH ST, CLOQUET, MN 55720-1909

Mortgage

Document Number	A000494414
Date	Oct 5, 2020
Instrument	A000494414

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 101 15th St was $2,202 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,202.00 Homeowner's exemption
2025		$157,100 (+4.66%) Land $19,100 Building $138,000	$157,100 (+4.66%) Land $19,100 Building $138,000
2024	$2,082.00 Homeowner's exemption	$150,100 (+4.16%) Land $19,100 Building $131,000	$150,100 (+4.16%) Land $19,100 Building $131,000
2023	$2,082.00 Homeowner's exemption	$144,100 (-) Land $19,100 Building $125,000	$144,100 (-) Land $19,100 Building $125,000
2022		$144,100 Land $19,100 Building $125,000	$144,100 Land $19,100 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber.

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