10098 Tuzza Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10098 Tuzza Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,459 sqft · built 2004
Lot Size	0.148 acres (6,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Nov 2022)
Tax Bill	$7,714 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`132-1420-050-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1420-050-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,459 sqft Living Area
1st Floor Area	1,345 sqft
2nd Floor Area	1,114 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,449 sqft (0.148 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10098 TUZZA CT
City	ELK GROVE
State	CA
Zip	95757-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	SCHULER RANCH UNIT 2, LOT 127
Legal Subdivision	SCHULER RANCH UNIT 2
Legal Lot Number	127
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	9637

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 15, 2022	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 5, 2018	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Book / Page	20221115 / 1191
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503

Mortgage

Document Number	0000002102
Date	Apr 22, 2021
Instrument	202104222102

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 15, 2022
Property Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Document Number	0000001191
Map Reference	MB 318 PG 7
Instrument Date	Nov 8, 2022
Instrument	2022111501191
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503

Mortgage

Document Number	0000001192
Date	Nov 15, 2022
Instrument	2022111501192

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503

Mortgage

Document Number	4220000002102
Date	Apr 22, 2021
Book Page	20210422/2102

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Document Number	2006090526
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10098 TUZZA CT ELK GROVE CA 957575503, ELK GROVE, CA 95757-5503

Mortgage

Document Number	2006090526
Date	Jun 9, 2020
Instrument	2006090526

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 5, 2018
Property Address	10098 TUZZA CT, ELK GROVE, CA 95757-5503
Document Number	1803050907
Instrument Date	Mar 1, 2018
Instrument	1803050907
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10098 TUZZA CT ELK GROVE CA 957575503, ELK GROVE, CA 95757-5503

Mortgage

Document Number	1803050908
Date	Mar 5, 2018
Instrument	1803050908

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,888 (+2%) Land $175,099 Building $429,789
2025	$7,714.00 (+0.78%)	$593,028 (+4.04%) Land $171,666 Building $421,362
2024	$7,654.00 (+2.34%)
2023	$7,479.00 (+18.7%)	$570,000 Land $165,000 Building $405,000
2022	$6,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Verizon.

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