10098 Mill Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 10098 Mill Rd, Cincinnati, OH 45231 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,233 sqft Living Area
Lot Size142,528 sqft (3.27 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2021)
Tax Bill$2,642.00 (2025)

Owner

Source: Hamilton County records · APN 590-0310-0020-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10098 MILL RD, CINCINNATI, OH 45231-1921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST COMMUNITY MORTGAGE INC
Aug 31, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU
Oct 21, 2021Executor's Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Deed Doc Number2021127989
Deed Book / Page14528 / 1141
Prior Transfer DateJun 19, 2013
Prior Transfer Doc0000000177
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10098 MILL RD, CINCINNATI, OH 45231-1921
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, CT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10098 MILL RD, CINCINNATI, OH 45231-1921

Mortgage

Document Number0000071299
DateSep 15, 2025
Book Page15500/1650
Instrument2025-0071299
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10098 MILL RD, CINCINNATI, OH 45231-1921
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061797
DateAug 31, 2023
Book Page14991/1541
Instrument2023-0061797
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10098 MILL RD, CINCINNATI, OH 45231-1921
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006127
DateJan 24, 2023
Book Page14838/1552
Instrument2023-0006127
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 17, 2038

October 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionHAMILTON OH
Recording DateOct 21, 2021
Property Address10098 MILL RD, CINCINNATI, OH 45231-1921
Document Number0000127989
Book / Page14528 / 1141
Instrument DateSep 17, 2021
Instrument2021-0127989
Transaction TypeTransfer
Record UpdatedNov 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10098 MILL RD, CINCINNATI, OH 45231-1921

Mortgage

Document Number0000127990
DateOct 21, 2021
Instrument2021-0127990
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,642.00 (+0.42%)$45,018 (+%) Land $21,774 Building $23,244$128,620 (-) Land $62,210 Building $66,410
2024$2,631.00 (+5.58%)$45,016 (-) Land $21,773 Building $23,243
2023$2,492.00 (-2.5%)$45,016 (+35.4%) Land $21,773 Building $23,243$128,620 (+35.4%) Land $62,210 Building $66,410
2022$2,556.00 Homeowner's exemption$33,247 Land $21,245 Building $12,002
2020$94,990 Land $60,700 Building $34,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskLow
above 6% of the US · above 28% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN590-0310-0020-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,233 sqft Living Area
1st Floor837 sqft 1st Floor
2nd Floor396 sqft 2nd Floor
Upper Floors396 sqft Upper Floors
Basement Area837 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area142,528 sqft (3.27 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area850 sqft Garage
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address10098 MILL RD
CityCINCINNATI
StateOH
Zip45231-1921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3.26 AC R1-T3-S28
Legal SubdivisionNORTH COLLEGE HILL SEC A
JurisdictionHAMILTON OH
Minor Civil DivisionSPRINGFIELD
Census Blockgroup2
Census Block2004
Census Tract21602

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