Mobile County property record for 10097 Lancaster Rd, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,240 sqft · built 2020 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023808340000014102 |
| Primary APN | R023808340000014102 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 93,218 sqft (2.14 acres) |
| Garage Area | 669 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4002398 |
|---|---|
| Street Address | 10097 LANCASTER RD |
| City | THEODORE |
| State | AL |
| Zip | 36582-2785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 OAKS OF FOWL RIVER PHASE SIX MBK 121 PAGE 94 |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 34 |
| Legal Subdivision | OAKS OF FOWL RIVER PHASE SIX |
| Legal Phase | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 7103 |
10097 Lancaster Rd is owned and occupied by an individual.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10097 LANCASTER RD, THEODORE, AL 36582-2785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK |
| Dec 2, 2019 | Trustee's Deed, Construction Loan · Line of Credit CENTURY BK |
| Apr 24, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10097 LANCASTER RD, THEODORE, AL 36582-2785 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037921 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020037921 |
| Name | CENTURY BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 2, 2019 |
| Property Address | 10097 LANCASTER RD, THEODORE, AL 36582-2785 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 69898 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8973 DAWES OAK DR THEODORE AL 36582, THEODORE, AL 36582 |
| Document Number | 0000069898 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 69898 |
| Name | CENTURY BK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 24, 2018 |
| Property Address | 10097 LANCASTER RD, THEODORE, AL 36582-2785 |
| Document Number | 0000022521 |
| Book / Page | 007628 / 000863 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 22521 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $32.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8978 DAWES OAK DR THEODORE AL 365829722, THEODORE, AL 36582-9722 |
The 2025 property tax bill for 10097 Lancaster Rd was $1,920 with a homeowner's exemption, up 6.8% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+6.84%) Homeowner's exemption | $39,730 (+6.83%) Land $3,000 Building $36,730 | $397,300 (+6.83%) Land $30,000 Building $367,300 |
| 2024 | $1,797.00 (+14.6%) Homeowner's exemption | $37,190 (+14.54%) Land $3,000 Building $34,190 | $371,900 (+14.54%) Land $30,000 Building $341,900 |
| 2023 | $1,568.00 Homeowner's exemption | $32,470 Land $3,300 Building $29,170 | $324,700 Land $33,000 Building $291,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10097 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 3 (2005–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10097 Lancaster Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 96% of Alabama |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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