Lorain County property record for 10097 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (1994) |
| Tax Bill | $2,281.00 (2025) |
| Primary APN | 10-00-004-143-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,296 sqft Living Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Depth X Width | 220 ft x 95 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 836 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 384 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 10097 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8175 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SURVEY BEFORE NEXT TRANSFER |
| Legal Subdivision | CARLISLE SEC 04 |
| Legal Block | 143 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-004-143-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10097 E RIVER RD, ELYRIA, OH 44035-8175 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/WV |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) HUNTINGTON NAT'L BK/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 1994 · Amount on Record |
| Deed Sale | Oct 14, 1994 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10097 E RIVER RD, ELYRIA, OH 44035-8175 |
| Document Number | 0000673669 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10097 E RIVER RD ELYRIA OH 440358175, ELYRIA, OH 44035-8175 |
| Document Number | 0000673669 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 673669 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10097 E RIVER RD, ELYRIA, OH 44035-8175 |
| Document Number | 0000665537 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10097 E RIVER RD ELYRIA OH 440358175, ELYRIA, OH 44035-8175 |
| Document Number | 0000665537 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 665537 |
| Name | HUNTINGTON NAT'L BK/FL |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 21, 2033 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,281.00 | $72,340 (%) Land $10,550 Building $61,790 | $206,690 (-) Land $30,140 Building $176,550 |
| 2024 | $2,281.00 (+19.99%) | $72,342 (+54.35%) Land $10,549 Building $61,793 | $206,690 (+54.35%) Land $30,140 Building $176,550 |
| 2023 | $1,901.00 (-0.47%) | $46,869 (%) Land $10,724 Building $36,145 | $133,910 (-) Land $30,640 Building $103,270 |
| 2022 | $1,910.00 | $46,870 Land $10,720 Building $36,150 | |
| 2021 | $133,910 Land $30,640 Building $103,270 |
10097 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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