10097 E Apple Rd, Firth, NE 68358 Property Records

Gage County property record for 10097 E Apple Rd, Firth, NE 68358

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,890 sqft · built 1930
Lot Size	5.34 acres (233,046 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2016)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`004646000`

Property Details

APN / Parcel Number

Primary APN	`004646000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	233,046 sqft (5.34 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	900 sqft
Shed	1 Shed
Shed Area	150 sqft
Granary	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10097 E APPLE RD
City	FIRTH
State	NE
Zip	68358-7531
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	SEC 12-6-7 LOTS 1 & 2 REMMER'S 1ST ADDITION IN E 1/2 NW (5.46 & 5.35 AC)
Legal Lot Number	1,2
Jurisdiction	GAGE NE
Township / Civil Division	NEMAHA
Census Block Group	1
Census Block	1041
Census Tract	964600

Owner

Source: Gage County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10097 E APPLE RD, FIRTH, NE 68358-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit WEST GATE BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	2016-02311
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10097 E APPLE RD, FIRTH, NE 68358-7531
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502615
Date	Sep 2, 2025
Instrument	2025-02615

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10097 E APPLE RD, FIRTH, NE 68358-7531
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	DC TITLE AGENCY, D C TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001045
Date	Apr 17, 2020
Instrument	2020-01045

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10097 E APPLE RD, FIRTH, NE 68358-7531
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101894
Date	May 21, 2021
Instrument	2021-01894

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Gage County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Nemaha Township
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00 (-32.8%)	$369,230 (+8.45%) Land $62,000 Building $307,230	$369,230 (+8.45%) Land $62,000 Building $307,230
2023	$4,588.00	$340,450 Land $62,000 Building $278,450	$340,450 Land $62,000 Building $278,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Rise Broadband Fixed Wireless	25 / 5

May also be available: Diode Cable Company, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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