10096 Pvt Rd 2331, Terrell, TX 75160 Property Records

Hunt County property record for 10096 Pvt Rd 2331, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,289 sqft · built 1986
Lot Size	10.8 acres (473,236 sqft)
Owner	Individual Name on File
Last Sale	$69,200 (Mar 2011)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0871-1590-0000-89`

Property Details

APN / Parcel Number

Primary APN	`0871-1590-0000-89`
Alternative APNs	`R95576` `95576`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	5,289 sqft Gross Area
1st Floor Area	2,744 sqft
2nd Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	473,236 sqft (10.8 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	692 sqft
Deck Area	143 sqft
Patio Area	655 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10096 PRIVATE ROAD 2331
City	TERRELL
State	TX
Zip	75160-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0871 RIALS JOHN J,TRACT 159, ACRES 10.864
Legal Subdivision	RIALS JOHN J
Legal Tract	159
Legal Block	1
Legal Lot Number	159
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	1
Census Block	1025
Census Tract	961501

Owner

10096 Pvt Rd 2331 is owned and occupied by an individual who bought it in March 2011.

Source: Hunt County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	10096 PRIVATE ROAD 2331, TERRELL, TX 75160-8739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage CARDINAL FIN'L
Jul 3, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2011 · Amount on File
Deed Sale	Mar 4, 2011 · Amount on File
Deed Document Number	20112223
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	0000002223
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10096 PRIVATE ROAD 2331, TERRELL, TX 75160-8739
Document Number	0000007271
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 PRIVATE ROAD 2331 TERRELL TX 751608739, TERRELL, TX 75160-8739

Mortgage

Document Number	0000007271
Date	May 30, 2019
Instrument	7271

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10096 PRIVATE ROAD 2331, TERRELL, TX 75160-8739
Document Number	0000009255
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 PRIVATE ROAD 2331 TERRELL TX 751608739, TERRELL, TX 75160-8739

Mortgage

Document Number	0000009255
Date	Jul 13, 2017
Instrument	9255

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10096 Pvt Rd 2331 was $2,040 with exemptions applied, down 33.8% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (-33.79%) Homeowner's exemption Senior Citizen's exemption	$289,478	$630,000 Land $398,750 Building $231,250
2024	$3,081.00
2023		$600,000 Land $327,400 Building $272,600	$600,000 Land $327,400 Building $272,600
2022	$9,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10096 Pvt Rd 2331 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10096 Pvt Rd 2331 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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